Why is the insurance company denying my claim?

The police report says the other car is at fault.  Why is the insurance company denying my claim?

The police report is the officer’s opinion based on the information collected at the scene of the accident.  It can be great evidence in the case but in doesn’t mean the insurance company will agree with everything in it and the police do not speak for the insurance company as far as liability is concerned.

I seen many insurance companies deny claims where the police report is in you favor.  A couple of the big reasons for denial that I see are that you are also partially at fault and that the police report is wrong because you caused the accident.

When someone is injured in an accident it is important to remember that the insurance company is not on your side.  They will do everything possible to limit their clients responsibility in the accident.

If you need help with insurance matters or medical bills after a car accident in the Dallas area, call me at (972) 492-8758.